Profit and cash flow are different numbers, and the gap between them is where small businesses die.
Log income and expenses in one sheet. The workbook produces a monthly profit and loss statement, margin trends over time, and a running cash flow view that shows what's actually available — not what you've invoiced.
This is the layer between a shoebox of receipts and a QuickBooks subscription. For a lot of businesses doing under a few hundred thousand a year, it's the right layer.
Who it's for: Freelancers, shop owners and service businesses that have outgrown mental math but don't need accounting software yet.
See the Small Business Profit and Loss and Cash Flow Dashboard